Having flood insurance in a city like Wichita, Kansas might seem like an added expense on your budget, but there are hidden perks that lie beneath its surface. At Insurance Solutions of South Central Kansas, our dedicated team believes in helping residents understand the unseen benefits of flood insurance.
Building and Contents Coverage
One often overlooked advantage of flood insurance is that it provides building and contents coverage. This coverage is a hidden gem as it goes beyond simply paying for the repair of a home’s structure. It also takes the extra step of covering the replacement cost of home furnishings and personal belongings displaced by a flood.
Reducing Stress During Disasters
There’s no denying that dealing with a flood is stressful. However, having flood insurance can significantly ease this burden. Knowing that you’re financially protected and capable of rebuilding after a catastrophic flood event provides immense peace of mind, proving itself to be an invaluable perk.
Additional Living Expenses
- During a severe flood, you may need to seek temporary accommodation while your house is being repaired. In some cases, flood insurance policies include a provision for “Loss of Use” or “Additional Living Expenses” that covers these costs.
- This provision is a hidden but beneficial perk of flood insurance as it allows policyholders to maintain their standard of living even in the face of a disaster.
At Insurance Solutions of South Central Kansas, our team is committed to informing residents about the various perks of flood insurance. If you’re in Wichita and want to learn more about these hidden benefits or need help selecting a flood insurance policy, don’t hesitate to contact us today.
